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Decided what to do with our snowflake

July 3rd, 2014 at 12:13 pm

So of the $5400, we are going to take about $1000 to do some thing around the house (gutters need to be cleaned, house needs powerwashing, etc). We've been in it for 6 years and have done little to no maintenance because of finances, so this is badly needed. Then I am going to take $2K to get my Chase card paid off, and hubby will put the rest towards his credit cards. I am so excited to get the first card paid off! Not sure when the money will come, we have to get the check from the insurance company, send it to the lienholder of our camper for them to sign, and then we can deposit when they send it back. And since it's such a large amount, I anticipate the bank holding it for a while (do they still do that? I had a bonus check years ago that I had to wait 10 business days for it to clear.) I would think by the end of August it should be all set!

Posted in Credit Cards, Debt | 5 Comments »

5 Responses to “Decided what to do with our snowflake”

  1. Rachael777 Says:
    July 3rd, 2014 at 12:25 pm 1404390344
    1404390344

    I am so excited for you. forward progress.. you go girl!!

  2. snafu Says:
    July 3rd, 2014 at 05:35 pm 1404408921
    1404408921

    I don't mean this to sound critical and you may have special needs or a special home but here power washing house, gutters, masonry, windows, driveways, garage floor, deck, patio, outdoor furniture, equipment are all DIY tasks, fun and easy.
    http://www.homeadvisor.com/article.show.The-Uses-of-a-Pressure-Washer.13978.html

    You can rent a power washer for half a day pretty inexpensively. Over the years we have developed an informal trade equipment with neighbours for those pieces of equipment only used 3 times a year. Does anyone on your cul de sac have a power washer or do they hire out tasks?

  3. frugalredhead Says:
    July 3rd, 2014 at 05:44 pm 1404409492
    1404409492

    I don't think my husband is comfortable climbing a ladder to get up to the gutters or going up on the roof to be able to reach them, so I can see paying for that. I didn't think about doing the pressure washing ourselves - I don't know anyone who has one, and there are constantly groupon and livingsocial deals (saw one the other day for $125)... Renting one around here is between $50 and $75, so the extra cost to have someone else do it seems like it might be worth it.

    We have to wait for the money to come anyway, so I'll explore some other options in the meantime! Thanks for the advice!

  4. Butterscotch Says:
    July 4th, 2014 at 12:24 am 1404433469
    1404433469

    Sounds great! Spreading the snowflake across three areas of need will be a huge motivator! Seeing a card gone and having a nice clean home to come home to after a hard day of work will do wonders for your overall happiness Smile

  5. creditcardfree Says:
    July 4th, 2014 at 01:39 am 1404437965
    1404437965

    I think those are good plans for the money. Less debt is the most exciting part!!

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