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Goals for 2015

December 30th, 2014 at 10:04 am

Since everyone else is doing it Smile

According to my debt avalance worksheet, I will have paid off another $26,000 in credit card debt by December 2015. My biggest goal is to actually achieve that without setbacks. That is counting on a $2K tax refund, which there is a chance it could be more, but this is my first full year working my 2nd job, and so I am not sure yet how that will affect my tax return. If I still get a decent refund for 2014, I will adjust my withholdings for 2015.

If anyone saw my post about DH getting a company car, that is part of the next goal. We have decided to hold onto his pickup truck until June, and camp as much as we can during the spring (the time of year that we do most of our camping anyway). In June we will sell the truck, expecting approximately a $7000 profit, which will also go directly towards the credit cards.

That will reduce our total amount of CC debt by $33K, which would be incredible to achieve in one year!

I have been pretty successful at keeping our grocery budget at $400 a month in the last few months, and hope to keep that up as well.

I've also lost 18 pounds this year and want to keep it off!

4 Responses to “Goals for 2015”

  1. creditcardfree Says:

    Great plan! And good luck on keeping the weight off. That is half the battle.

  2. rob62521 Says:

    Good plan and congrats on your weight loss!

  3. Bluebird Says:

    Great job! Which credit card are you targeting for payoff next?

  4. frugalredhead Says:

    Thanks everyone! Working on the Discover card right now - should be paid off by May!

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