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Finding a balance

September 3rd, 2014 at 12:13 pm

So I got my schedule for October and half of November for my part time job last night, and they put me on a lot more evenings than I had wanted. I talked to DH about it last night, and he is fully supportive for whatever we need to do, but it is hard. I asked him what he thought about the schedule and if he thought I should tell them I need to be off a couple of the evenings, and he asked "well, do you want the money?" Well duh, of course I do, but at what expense? I have 2 little boys who I get less time with than I would like, but what I am doing is for the benefit of our family. I worked last night and get home after they've gone to bed, and I had a 7 AM meeting this morning and left before they woke up. I hate going so long without even being able to get a hug and kiss from them (luckily this doesn't happen often).

I want to work as much as is reasonable to get out of this debt, but I also don't want to burn myself out and miss out on valuable time with my kids while they are still little. I can say though, that since I took this part time job, we value our time together more and do more things together when I am off, as opposed to sitting around the house in separate rooms.

There isn't really a right or wrong answer, I guess, just thinking out loud...

Posted in Debt | 3 Comments »

3 Responses to “Finding a balance ”

  1. creditcardfree Says:
    September 3rd, 2014 at 12:25 pm 1409747116
    1409747116

    Well you could try doing the schedule as planned, and revise after a week or two, if needed. You still might give management a heads up, that this is more nights than you prefer. I completely understand wanting both!!

    What do the numbers say..if you cut X hours or nights working, how much longer does that keep you in debt?

  2. frugalredhead Says:
    September 3rd, 2014 at 04:46 pm 1409762786
    1409762786

    I did the math and rigth now my minimum paymentson the credit cards are $1154. That comes out of my full time job paycheck. If I did 1 evening every other week (so 1 evening a pay period), plus my scheduled 3rd weekend rotation, I'd be putting $1021 extra towards the debt, and would be paid off in June 2017. If I worked 2 evenings every pay period, snowball would be $1242 and credit cards would be paid off march 2017.

    So paid off 3 months earlier for me to work 4 evenings a month total. For October, I'm on for 6 evenings, which I think is a little too much for me. I will work the schedule as is this time, but for the next schedule I will ask her to not put me on more than 1 day a week. I think I can handle that, and paying off $75000 of credit card debt in 3 and 1/2 years is nothing to be ashamed of! Smile

  3. Ruth Says:
    December 5th, 2014 at 03:07 am 1417748848
    1417748848

    Same here. I have 3 kids and I have debts. I need to pay them but I don't want to keep so busy paying my debts and take them for granted. What I did I resigned from job and work online. That way, I can watch them while I'm working online at home.

    But there's a guide for me how to achieve financial freedom, try this one too, it works for me, I'm sure it will work for you too. Here is http://reflectandreshape.com/blog-posts/

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